URL = http://clearbon.com/
'Clearbon helps small businesses thrive. By strengthening a loyal and committed customer base, they can generates cash inflows earlier and more often.
We power loyalty and prepayment services, with a twist: Credits earned or prepaid within a network of businesses can be redeemed at any business within the network, managed by Clearbon’s virtual currency platform.
This liquidity gain raises the relevance of such programs to customers and levels the playing field with big players." (http://clearbon.com/about/)