Zidisha

A smaller microloan organization that has been using an online peer-to-peer direct lending model since 2009. This organization is the first of its kind. The repayment rate is 0.38 percent. So far they’ve distributed about $130,000 in the 2 years since its inception.

URL = https://www.zidisha.org/index.php

Description

Zidisha is a nonprofit peer-to-peer microfinance internet platform that allows people to lend small amounts of money directly to entrepreneurs in developing countries.

By comparison, Kiva, doesn't really apply real p2p lending.