Sachet Economy

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"By “sachet economy” I mean the largely informal sector where customers purchase small amounts of fast-moving consumer goods at a premium instead of buying large amounts at a discount. In the “sachet economy”, the reason for paying a premium is simply a matter of cash-flow. Why buy a 30-day supply of shampoo if you’re not sure you’ll have money for food tomorrow?" (http://kopokopo.com/micropayments-and-the-sachet-economy/)