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• 12:00, 31 October 2024 Mbauwens talk contribs created page Ledger Theory of Money (Created page with "=Description= Jongseun Kim: "The Ledger Theory acknowledges that both commodity-based and credit-based systems share the function of maintaining ledgers — records of who owes what to whom. In credit-based systems, humans or institutions maintain these ledgers based on trust and social agreements. However, such systems are prone to resets or imbalances. On the other hand, the Commodity Theory minimizes trust by allowing the ledger to be settled through physical transf...")