= Holvi is a shared account which allows you to collect funds for your activities and does fully automatic bookkeeping. You don't need an additional bank account.
URL = https://holvi.com/
Finally it offers easy ways to raise and collect funds, with a built-in shop (registrations, donations, merchandise) and invoicing system. Again, all tied to the core account, so everything updated in realtime. When someone pays a sponsorship fee, you immediately see it reflected in your budget.
The user interface is absolutely gorgeous. We brought in a brilliant designer to help with that and while it's meant a lot of very hard work, I think it's absolutely worth it.
We're currently regulated in Finland and would need further investment to expand Europe-wide. We're riding on brand new EU regulation which allows us to do this without a bank license, so the investment amount is much less than what a bank would require. The EU is actually a great place to do this.
We think there is a lot of activity out there, in people's minds, which is not getting done because managing and collecting money is way too difficult. Holvi is so easy absolutely everyone will want to do something with it."