- A very good summary of: What's Wrong with the Current Monetary System, by Mark Joob.
- For Credit Commons oriented solutions at the local level, see Thomas Greco 
- For Public Credit and credit-free financing solutions at the national level, see Modern Monetary Theory and Ellen Brown
= free currencies embody this fundamental and universal claim that any citizen, any community, any organization has the right to create tools for wealth to flow. No individuals, no community should be dependent on monopolistic and private currencies, unless they have decided so. 
Recommended Reading for the Money stream
- Reclaiming the Credit Commons: Towards a Butterfly Society, by Thomas H. Greco, Jr.